What is travel insurance?

Travel insurance and its variety - the mountain insurance, is a type of health insurance for individuals that you can voluntarily take out when travelling to Bulgaria for holiday tourism (sea vacation, mountain trip, fishing, skiing and snowboarding, children’s camps and excursions). The product covers various risks due to accident and illness during active recreation or sports during holidays, days off or vacations.

Why order from us?

We will give you professional advice which insurer to approach and which is the best price - coverage option, given the specifics of your trip and the activities you will carry out. We will also provide you with the necessary adequate assistance at the occurrence of an insured event.

Risks covered

The travel insurance for Bulgaria is most often offered with different levels of coverage from which the client can choose.

The standard risks covered are:

  • Emergency medical assistance in case of illness and accident during the stay;
  • Expenses for search and transportation by the Mountain Rescue Service in the event of an accident in the mountain;
  • Emergency dental treatment;
  • Hospital treatment;
  • Expenditure on medicines and drugs.

In addition, a wide range of risks are offered, the main ones being:

  • Permanent disability;
  • Death by accident or illness;
  • Cancellation of travel;
  • Loss or theft of personal luggage;
  • Practicing winter sports or participating in amateur competitions;
  • Extreme sports like paragliding, rock climbing, mountaineering, etc.

Territorial coverage

The travel insurance is only valid for the territory of Bulgaria, and if you take out mountain insurance, its territorial coverage often coincides with the mountain areas in Bulgaria covered by the Mountain Rescue Service (MRS).

Conclusion and price

The period of validity of the insurance varies from one day to one year (some insurers have a minimum period of three days). To determine the price of the travel insurance, the following is taken into account:

  • Travel period;
  • Purpose of the trip;
  • Age of the insured persons;
  • Selected insurance amount.

Many insurers offer a discount on the price of a family or group policy.