What is “Travel assistance abroad” insurance?
“Travel assistance” is a type of medical insurance for individuals that you can voluntarily take out when traveling abroad. It covers various risks arising from an accident and illness during a temporary stay outside Bulgaria. It can be valid for a single or unlimited trips within one year.
Why order from us?
We will give you professional advice which insurer to approach and which is the best price - coverage option, given the specifics of your trip. We will also provide you with the necessary adequate assistance at the occurrence of an insured event.
It is popular to offer “Travel assistance” insurance as travel packages, each of which upgrades the previous one with additional coverage, and respectively the price changes.
The standard risks covered are:
- Medical expenses (expenses for checks, exams, treatment) in the event of an accident or illness;
- Emergency dental treatment;
- Costs for transportation to a hospital and for repatriation;
- Expenditure on medicines and drugs.
In addition, a wide range of risks are offered. For example:
- Cancellation of travel;
- Loss or theft of luggage and documents;
- Permanent disability;
- Death by accident or illness;
- Legal aid.
The “Travel assistance abroad” insurance can be taken out for countries around the world, but does not apply to Bulgaria when taken out by Bulgarian nationals. Different insurers differentiate different geographical areas, with prices varying according to the zone to which you are traveling.
Conclusion and price
The period of validity of the insurance varies from one day to one year (some insurers have a minimum period of three days). To determine the price of the medical insurance, the following is taken into account:
- Travel period;
- Purpose of the trip (the practice of sports and physical labour usually costs more);
- Age of the travelers;
- Selected insurance coverage;
- Territorial coverage.
Some insurers offer a discount on the price when taking out group “Travel assistance abroad” insurance or when insuring all family members.